What Happens to Tax Refunds in Bankruptcy?
Filing for bankruptcy around tax season can bring up the question regarding what happens to your tax refund during bankruptcy. Your tax refund is the amount that you have essentially overpaid in taxes throughout the year. Many people choose to pay more in taxes throughout the year and receive a tax refund during tax season. […]
Are Student Loans Dischargeable Through Bankruptcy?
Student loans are typically not dischargeable through bankruptcy, though there are options for debt relief in extreme situations. This also changes depending on the kind of loan that has been received. Federal loans or loans obtained through a non-profit organization like a school are unlikely to be dischargeable. However, private loans may be easier to […]
What is a Chapter 12 Bankruptcy?
Understanding bankruptcy can be difficult, as bankruptcies are generally complex processes. They are used to essentially give debtors a clean slate after they have obtained significant amounts of debt that they are unable to pay back. There are many different situations in which filing bankruptcy may be required, which is why there are several different […]
The Benefits of Filing for Bankruptcy
Bankruptcy comes with an inherently negative connotation, for very good reason. It is a decision that should be considered carefully, as it can significantly damage your credit and results in many consequences in your life. However, not everything about bankruptcy is bad and there are several benefits to filing for bankruptcy, despite the downsides. However, […]
How to Repair your Credit After Bankruptcy
Bankruptcy has a significant impact on your credit. The overall impact will depend on the type of bankruptcy that is filed, but a bankruptcy generally imposes a harsh penalty on your credit score for 7-10 years. Due to the impact that a bankruptcy has on your credit score, it will be vital to take the […]
The Top 7 Reasons Landlords Evict Tenants
Evictions aren’t fun for anyone involved. They are life-disrupting to tenants and can be extremely expensive for landlords. Learning common reasons landlords evict tenants can help both parties prevent evictions from becoming necessary. 1. Nonpayment of Rent Nonpayment of rent is the most common cause of eviction, for obvious reasons. In most cases, […]
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