After an accident, many people hesitate to pursue compensation because they believe they were partially at fault. Maybe you were driving a little fast, glanced at your phone, or didn’t see a hazard in time. But here’s the truth: you can still recover money for your injuries, even if you share some of the blame. That’s where comparative negligence comes in. This legal principle determines how fault is divided and how compensation is awarded. In this blog, we’ll break down how comparative negligence works, what it means for your claim, and how LeBaron & Jensen can help protect your rights.
What is Comparative Negligence?
Comparative negligence is a legal system used to allocate fault among parties involved in an accident. Instead of placing all the blame on one person, the law recognizes that multiple people can contribute to an incident. Your percentage of fault directly impacts how much compensation you can receive.
For example, if you’re found 20% at fault for a car accident, your total settlement is reduced by that same percentage. This system allows injured people to pursue claims even when the situation isn’t entirely black-and-white. It’s a fair way to evaluate real-world accidents, where mistakes often happen on both sides.
Types of Comparative Negligence Systems
Not every state uses the same version of comparative negligence. Understanding the difference helps you know what rights you have and how much compensation may be available.
1. Pure Comparative Negligence
In a pure comparative negligence system, you can recover damages no matter how high your percentage of fault is. Even if you’re 90% responsible, you can still recover 10% of your damages. While this system is extremely claimant-friendly, only a few states use it.
2. Modified Comparative Negligence (the most common)
Most states, including Utah, use a modified comparative negligence rule. Under this rule, you can only recover damages if your share of fault is less than 50% (or in some states, less than 51%). If you are 50% or 51% at fault or more (depending on the state) you cannot collect compensation.
For example, under Utah’s system, if you are 40% responsible, you can still receive 60% of your damages. But if you’re 50% or more at fault, the law bars you from recovering any compensation.
3. Contributory Negligence (rare)
A handful of states still use this outdated system, which denies compensation if you share even 1% of fault. Fortunately, most states have moved away from this harsh rule.
How Fault Is Determined After an Accident
Determining fault is a detailed process that involves reviewing the facts, evidence, and behaviors that led to the accident. Insurance companies and attorneys consider:
- Police Reports: These documents often include observations, witness statements, and preliminary fault assessments.
- Evidence From the Scene: Photos, video footage, skid marks, damaged property, and vehicle positions all help illustrate what happened.
- Witness Testimony: Neutral third-party accounts carry significant weight when reconstructing the events.
- Expert Opinions: Accident reconstruction experts may analyze trajectories, road conditions, or mechanical issues.
- Your Own Statements: What you say at the scene, to police, or to insurance companies can significantly impact how fault is assigned.
Because fault percentages are subjective and often heavily debated, having legal representation can prevent you from being unfairly blamed.
Real-World Examples of Comparative Negligence
Understanding the concept is easier when you look at real-life scenarios:
Example 1: Car Accident
You were speeding slightly, but the other driver ran a red light. You may be found 20% at fault, while the other driver is 80% at fault. Your compensation is reduced by 20%.
Example 2: Slip-and-Fall
You were looking at your phone while walking, but the store failed to clean up a spill. A court may assign 30% of the blame to you and 70% to the store.
Example 3: Dog Bite
You approached a dog without permission, but the owner failed to secure it. Responsibility could be split 50/50.
Each case is unique, and fault percentages depend on the totality of the evidence.
Common Tactics Insurance Companies Use
To shift blame onto you, insurers may:
- Misinterpret your statements
- Downplay the other party’s negligence
- Exaggerate your role in the accident
- Claim your injuries were pre-existing
- Use selective evidence or biased experts
Without an attorney, many victims end up accepting far less than they deserve.
How an Attorney Protects You
A personal injury lawyer evaluates your case, gathers evidence, and fights to minimize the amount of fault placed on you. At LeBaron & Jensen, we:
- Conduct independent investigations
- Work with accident reconstruction experts
- Challenge unfair insurance assessments
- Protect you from manipulative tactics
- Negotiate aggressively to maximize compensation
Our goal is to ensure fault is assigned accurately and that you receive the full amount the law allows.
Contact LeBaron & Jensen for Fair Compensation
Being partially at fault does not mean you lose your right to compensation. Comparative negligence exists to ensure fairness, even when responsibility is shared. But navigating fault percentages, insurance negotiations, and legal claims can be overwhelming without help.
If you’ve been injured, LeBaron & Jensen is here to fight for you. Our experienced attorneys understand comparative negligence inside and out, and we’ll work to protect your rights and secure the compensation you deserve.
Contact LeBaron & Jensen today for a free consultation and let us handle the legal burden while you focus on healing.