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Bankruptcy Guidelines
Are you filing bankruptcy in Utah? There are several things you will need to know about filing bankruptcy and what you need to do to help the process move along quickly. At LeBaron and Jensen in Layton, Utah we have a qualified team of attorneys ready to help you with your bankruptcy case. Use our list of Utah bankruptcy guidelines to help you with your case.
How to File Bankruptcy in Utah
There are multiple laws that you need to follow in order to file bankruptcy. The 2005 Bankruptcy Act does require all individual debtors who file bankruptcy to undergo mandatory credit counseling within six months before they file bankruptcy. Credit counseling courses are designed to help clients understand how to manage their finances to prevent future financial problems. A financial management instructional course must be finished after filing bankruptcy. The 2005 Bankruptcy Act also has a means test that is used to analyze if you qualify for a Chapter 7 bankruptcy or if you need to file Chapter 13 bankruptcy. The means test requires the court to examine your income for the previous 6 months and will compare it to the median income for Utah.
Collecting Paperwork – Utah Bankruptcy Guidelines
To begin the bankruptcy process, you need to gather the right paperwork to file. Our Layton bankruptcy office will provide you with a checklist of items from the bankruptcy guidelines you need to start the process. Here are some of the documents needed to file bankruptcy:
- Itemize your current income sources
- Monthly living expenses
- Debts (all secured and unsecured)
- All property (assets and possessions in addition to real estate)
- Tax returns for the previous two years
- Real estate deeds
- Car titles
- Loan documents
Filing Bankruptcy in Utah
Bring all the paperwork to our Layton office and we will help you determine which bankruptcy you need to file. Paperwork must be filed at the correct Utah district bankruptcy court. The forms that need to be filed will discuss your current financial situation and recent financial transactions. The requirements for Chapter 13 are different for Chapter 7, which is why we recommend you contact our office to discuss your current financial situation and what we can do to help you regain your financial life.
Automatic Stay
After the paperwork has been filed with a bankruptcy court an automatic stay will go into effect immediately. An automatic stay will prevent creditors from making contact with you or staking claim to your property. An automatic stay can stop foreclosure proceedings, which allows you to save your home!
Bankruptcy Trustee
Once you file, the courts will assume legal control of your debt and property that is not covered by your Utah exemptions. A trustee will be appointed to your case and they will oversee that your creditors are paid as much as possible. A trustee will review the paperwork, your assets, and exemptions you wish to claim. The trustee can challenge any element of your case, which is why it is essential to work with our bankruptcy office in Layton to ensure the paperwork is filled out correctly and filed with the appropriate court.
341 Meeting of Creditors
About 30-45 days after filing, the trustee will call a first meeting of creditors. The debtor must attend the first meeting of creditors. During the 341 meeting, debtors can be questioned about the legitimately of certain aspects of the plan. Negotiations between the debtor and creditors normally occur at this time.
The attorneys at LeBaron and Jensen know that filing bankruptcy is a very stressful time in someone’s life. Following these Bankruptcy Guidelines can help lessen that stress. Let us help you take care of you and your specific situation, so that you may have some peace knowing things will be taken care of correctly. Contact us today!
We’re a talented group of attorneys interested in helping our clients get a fair settlement for their Personal Injury Cases.
Our clients are grateful for support and compensations we have helped them receive!
The attorney's at LeBaron & Jensen share a will to win, but not at your expense. They're caring, transparent and competent attorney's with a strong work ethic. I've enjoyed working with Chase Adams who helped settle a dispute. He proved to be resourceful, diligent, thoughtful and responsive. Personality is as important as the attorney's skill set and experience. Chase Adams will take his time to make sure your expectations are in line with your needs. A settlement is always better than negotiating or fighting with difficult to read Pleadings. What is Chase's strategy? To get great results and stay out of court. But if your case warrants court, Chase Adams is comfortable in front of a judge and at the settlement table. You'll enjoy the effort that the attorney's with LeBaron & Jensen will make to minimize your expense and maximize value.
Darrell C.
- Lebaron & Jensen gets the job done! A fabulous firm that effectively gets to the heart of the matter and represents you the way it should be done - as an experienced and successful advocate! They are communicators and always keep you "in the know"!Positive: Professionalism, Quality, Responsiveness, Value
John C.
- LeBaron & Jensen are awesome to work with, they answered all our questions and helped steer us in the direction to best extinguish our situation quick and cost effective I would highly recommend them.Positive: Professionalism, Quality, Responsiveness, Value
Kory D.
I had a great experience with LeBaron & Jensen P.C. They kept in contact with me throughout the entire process, and were extremely informative and explained anything I didn’t understand about the proceedings of the case. I would highly recommend LeBaron & Jensen to anyone seeking Legal representation. I was driving westbound on Highway 193 in Clearfield Utah, when I came to the intersection of 1000 East and Highway 193. I noticed that a firetruck was travelling east towards the intersection with its emergency lights on, all traffic around me, including myself, slowed to a stop to allow the firetruck an unimpeded path to travel. However, I noticed the Jeep behind me wasn’t slowing down. There wasn’t anything I could do to avoid the collision, so I just braced for impact. Although I was wearing my seatbelt, I still suffered many injuries to my neck, shoulders, back, and arms. About a month after the accident I finally sought medical help for my injuries. I underwent many years of treatment for my accident-related injuries, including a carpel tunnel surgery and 2 rhyzotomy procedures, x-rays, MRIs causing me to incur over $60,000 in medical expenses. I decided I should seek legal help with my case, as I knew there was no way I could pay my medical expenses on my own. The legal team at LeBaron & Jensen were exceptional. They were able to negotiate with my health insurance and medical providers, lowering costs where they could. When all my legal and medical fees were paid, I was left with over $79,000. This money will help me pay for the future treatment that I will have to receive to try and help alleviate my future pain and suffering. I’m grateful for LeBaron & Jensen P.C. and everyone there who helped with my case! I thank them every day for the patience and persistence it took to see this through to a beneficial end.
Lora B.
- LeBaron & Jensen did a great job for me, kept me informed throughout the process, and helped make sure that my case went smoothly. I would absolutely recommend them to anyone who needs responsive, compassionate, and helpful lawyers who care about their clients”.Positive: Professionalism, Quality, Responsiveness, Value
Paul B.
LeBaron & Jensen did a great job for me, kept me informed throughout the process, and helped make sure that I got the compensation I needed. I would absolutely recommend them to anyone who is suffering after an accident like mine. I was driving eastbound on Highway 193, a four-lane highway in Layton, Utah. I came to a stop at the two-way intersection of Highway 193 and North Hills Drive. The other driver failed to yield to my right-of-way and proceeded southbound through the intersection, I wasn’t able to stop fast enough, and I T-boned the other vehicle at a high speed. The impact of the crash was so severe that it triggered my vehicle’s airbags. The severity of the crash caused many serious and extensive injuries to my neck, back, shoulders, and head. Thankfully, I was restrained by my seatbelt, which prevented any worse injuries. I had to receive treatment for over a year and a half following the accident, including surgery on one of my shoulders. I was faced with $76,000 in medical bills. I knew I needed help, so I contacted LeBaron & Jensen P.C. Their attorneys worked diligently and negotiated with my insurance providers. After paying all my medical and legal fees, I was still able to pocket $51,000 to compensate for the pain, and suffering I endured because of the accident.
Ted D.
In January of 2014, my husband was involved in a terrible accident. He was driving on highway 89 in Wellsville, UT, when another driver ran a stop sign and pulled out in front of him. He tried to swerve out of the way, but he wasn’t able to avoid hitting the other vehicle. The resulting impact was so severe that even though he was wearing a seatbelt, he was violently thrown around in the cab of his truck and, as a result, hit his head on the windshield. This caused many injuries to his shoulders, back, and neck. My husband also suffered massive bruising and internal damage, and that’s not even the full extent of the injuries he suffered. He had to receive extensive treatments, including several shoulder surgeries, to try and help alleviate the pain he suffered because of the accident. Even after he underwent all those treatments he was still left in immense pain, and to top it all off, he was diagnosed with cancer in July of 2016. He decided to put off treatment for his shoulders to try and focus on his cancer treatments. He passed away in October of 2017. LeBaron & Jensen were there fighting for us through it all. They were able to get a settlement that covered all of Robert’s accident-related medical bills and all the required legal fees and additional money for his pain and suffering as a result of the accident. I’m so grateful for LeBaron & Jensen and all their support for myself and my husband through the years.
Ruth B.
- Positive: Professionalism, Quality, Responsiveness
Abriam B.
- When I tried to get coverage from the other driver’s insurance, they denied it. They told me that they had canceled the policy only a few days before the accident. The attorneys at LeBaron & Jensen P.C. were able to force the other driver’s insurance to pay out her policy limits of $25k plus replacing my car. I even ended up with a little money to set aside, that was important because this accident left me permanently disabled. The LeBaron & Jensen team negotiated with my health insurance provider and my other health care providers to reduce the costs of my medical expenses. I am very thankful for their professional service, and hard work. I couldn’t have negotiated on my own, I needed every ounce of energy to recover.Positive: Professionalism, Quality, Responsiveness
JoNell R.
- Positive: Professionalism
Wallace H.
Contact LeBaron & Jensen Attorneys Today.
LeBaron & Jensen has decades of combined experience handling a variety of personal injury cases throughout the mountain states. We provide free, no-obligation consultations for a variety of personal injury claims.
LeBaron & Jensen, P.C.
1241 N Main St, Layton, UT 84041
Email: miles@lebaronjensen.com
Phone: 801.773.9488
